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HEALTH COVERAGE, MADE CLEARER

Meet Sovra

Sovra is the first AI powered health insurance advisory built to operate free from all bias and confusion. A new and simple way to shop for health insurance.

See how it works
Does this sound familiar?

You've been through this.

Your doctor said you need it. Your insurance said no. Nobody explained why.

You thought it was covered. Weeks later, a bill showed up anyway.

You called every doctor on the list. Nobody takes your plan.

You pay every month, but nothing is covered until you spend thousands of your own money first.

Sovra was built for exactly this.

A simpler way to find your coverage.

01 / Tell us

Start with your situation.

Tell Sovra about your budget, doctors, prescriptions and what you need from your insurance.

02 / Match

Find the plan that fits you.

Sovra matches available plans to your doctors, prescriptions and budget, then recommends the best-fitting option based on those needs.

03 / Enroll

Enroll directly through Sovra.

Choose your plan and complete enrollment directly through Sovra. A licensed human reviews every enrollment before anything is final.

Made for your everyday life

More than a monthly price.

See your doctor in network and your prescription covered, with the copay right next to it. Understand what a visit could cost.

Your comparison brings those details together, so you can see how a plan fits you.

Illustrative plan

Example Silver plan

A sample of your comparison
HMO · Silver
$120/mo
Example monthly premium
Preventive care
In-network checkups, screenings, vaccines
$0
Doctor visit
$25
copay
Specialist
$50
copay
Urgent care
$40
copay
Therapy
$25
per visit
Deductible
$2,000
Before big bills are shared
Out-of-pocket max
$7,000
Most you pay in a year
Here to help

You don't have to figure it out alone.

Questions about Sovra or your next step? Reach our team at [email protected].

What should I have ready?

Your ZIP code, household details and the names of the doctors and prescriptions you want to include.

Can I ask questions about the options?

Yes. Sovra's text and voice tools let you talk through your comparison.

Where can I learn more about Sovra?

Read our story, how we use AI and information for partners.

Step 1 of 8

What state are you in?

Sovra is launching in Florida, Georgia, and Texas first. More states are coming soon.

Step 2 of 8

Your ZIP code?

Determines which specific carriers and plans are available in your area.

ZIP Code
Step 3 of 8

Who needs coverage?

Add yourself first, then anyone else who needs a health insurance plan. Sovra needs each person's age to quote your plans accurately.

Tobacco use can change a person's monthly price, so Sovra asks it per person. A tobacco checkbox appears for anyone 15 or older.
Step 4 of 8

Current insurance situation?

Be honest here. Sovra needs to identify the coverage that you have, how it compares and what you will have available.

Step 5 of 8

How does your household earn income?

We will show you which income number to use. Include the people on your tax return, even if they do not need coverage.

Step 6 of 8 -- Most Important

Household income for the coverage year?

Use your best estimate for the full year you want coverage, including income already earned that year. Sovra will help you confirm it during your session.

Step 7 of 8

Why are you looking for coverage right now?

This helps Sovra understand your situation and urgency before your session begins.

Step 8 of 8

Almost there. A few final details.

Sovra will send your best plans to your email so you can sign in anytime and keep working through them. Add a mobile number and you’ll get them by text during the call too.

Your plans and no-password sign-in link go here, so you can come back and keep talking with Sovra about them
✓ Never sold, never spam.
Want your plan options texted straight to your phone? Add your number and check the consent box below, and Sovra can send them during your call.
Questions? Email [email protected]
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Sovra Advisory
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Your advisor is ready.

Sovra has reviewed your information. One click to start -- your conversation is private and never sold.

Sovra is an AI advisor built to recommend the best possible plan for your situation. AI can make mistakes. This session is recorded and transcribed so Sovra can send you an accurate summary. Your conversation is private.

Live Transcript
Your conversation will appear here as you speak.
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Your Best Options
Your coverage options
Here are your best plans.
Ranked by Sovra · Verified plan data
Sovra, operated by CoveredAmerica.org, offers enrollment in Qualified Health Plans and is not the Health Insurance Marketplace®. For information on enrolling directly, visit HealthCare.gov.

Admin Access

Enter your admin secret to manage Sovra's knowledge base.